formulae and tables for actuarial exams
before reaching age x+1. Survival function (l_x): Number of survivors at age x out of a cohort. Number of deaths (d_x): Number of deaths between ages x and x+1, calculated as l_x - l_{x+1}. Key Formulae Probability of survival: \[ _tp_x = \frac{l_{x+t}}{l_x} \